Tapen Sinha

Tapen Sinha, current as of June 2020

Visiting Professor, Chennai Mathematical Institute, Chennai, India

Immediate past affiliation (up to 2018)

AXA Chair Professor of Risk Management and Insurance, ITAM, Mexico

Director, Masters Program in Risk Management, ITAM, Mexico

Founder and Director, International Center for Pension Research, ITAM, Mexico

(homepage: http://icpr.itam.mx )

Research Associate, Center for Risk and Insurance Studies (CRIS), School of Business, University of Nottingham

Member, National System of Investigators, Level III

Member, Mexican Academy of Sciences

Member, National Academy of Social Insurance (USA)

Over 1,800 citations in Google Scholar

https://scholar.google.com/citations?user=ua632A8AAAAJ&hl=en

Contact: 2295 Sandgate Road, Boondall, QLD 4034

Phone: 1 404 507 2994 (US number)

Personal Data

Date of birth: 6 September 1957

Citizen: Australia, Permanent Resident: Mexico (1997-2018)

Languages: Fluent in reading, writing, speaking: English, Spanish, Hindi, Bengali

Education



Ph.D. in Economics, March, 1986.

University of Minnesota, Minneapolis, MN, USA



M.S. in Econometrics, June 1978.

Indian Statistical Institute, Calcutta, India



B.S. (First Class Honors) in Statistics, June 1977.

Indian Statistical Institute, Calcutta, India



Honors and Awards

Over 2,100 citations in Google Scholar

https://scholar.google.com/citations?user=ua632A8AAAAJ&hl=en

Member, National Academy of Social Insurance (NASI), USA.

Member, Mexican Academy of Sciences (AMC).

Member of National System of Investigators (SNI), Mexico (from 1998). 

Research Interests



Models of Insurance Demand, Comparative Social Security Systems , Retirement Decision-Making, Development and Insurance, Cross-country financial management, Emerging Markets: India and China, Pension Privatization, Stock Price Behavior in the Emerging Markets, Risk and Return Relationship, Decision Making under Uncertainty, AIDS and Public Policy, Real Options Models, Mexican Insurance Industry, Deregulation of Insurance Industry in India, Risk, Management Software Development, Climate Change Risk Management

Teaching Experience



Undergraduate Courses:

Microeconomic Theory, Pension Management: Economics and Finance, Health Economics, Managerial Economics, Public Finance, Risk Management & Insurance, Economics of Uncertainty, Portfolio Choice and Investment, International Finance, Financial Management, Applied Financial Techniques, Mathematics of Finance, Money and Banking



Postgraduate Courses (MBA, Masters of Insurance and Executive MBA):



International Risk Management and Insurance, Economics of Insurance, Modern Methods of Risk Management, Pension Management: Economics and Finance, Social Security, Health Economics, Managerial Economics, Public Finance, International Trade and Finance

Postgraduate Courses (Ph.D.): Microeconomic Theory, Theory of Finance



Professional Programs: Taught Finance and Managerial Economics for executives from Coca-Cola, South East Queensland State Electricity Board, ITT-Sheraton (taught in Fiji, Hong Kong, Singapore, Brunei, Japan, China, Malaysia, Indonesia, New Zealand, Australia etc.) and on Campus Executive MBA).

Academic Experience

1996-2018 AXA Chair Professor of Risk Management and Insurance, Department of Actuarial Studies and Insurance,
InstitutoTecnologico Autonomo de Mexico, Mexico.

2010 (January-December) Visiting Scholar, Federal Reserve Bank of Atlanta and Georgia State University.

2006 Visiting Foreign Scholar, Institute of Social and Economic Research,
Osaka University, Japan.

2006-2010 Senior Consultant, Cranes Software International Limited, Bangalore, India.

2005 Visiting Distinguished Professor, SYSTAT, Bangalore, India.

2004 Research Director and Swiss Re Visiting Professor,
Institute for Insurance and Risk Management (IIRM), Hyderabad, India.

2003-2004 Visiting Scholar, Huebner Center,
Wharton School of the University of Pennsylvania, Philadelphia, PA, USA.

2000-2018 Visiting Professor,School of Business,
University of Nottingham (concurrent appointment).

1991-1996 Associate Professor of Finance, School of Business,
Bond University, Gold Coast, Australia.



1989- 1990 Assistant Professor of Finance and Insurance, School of Business,
Bond University, Gold Coast, Australia.



1987-1989 Lecturer of Financial Economics and Statistics, Department of Economics & Statistics,
National University of Singapore, Republic of Singapore.



1984-1987 Assistant Professor of Economics, Division of Social Sciences,
University of Wisconsin-Parkside, Kenosha, WI, USA.



1983-1984 Visiting Assistant Professor of Economics, Ripon College, Ripon, WI, USA.



1981-1983 Teaching Associate, Department of Economics,
University of Minnesota, Minneapolis, MN, USA.

Administrative Experience

2013- 2018 Director, Masters of Risk Management, Instituto Tecnologico Autonomo de Mexico.

2001- 2018 Founder and Director of International Center for Pension Research (icpr.itam.mx).

1997- 1998 Interim Director, Masters of Risk Management and Insurance Program, Instituto Tecnologico Autonomo de Mexico.

1995-96 Head of Department, Economics/Finance/Insurance, Bond University, School of Business

1991-96 School of Business Representative on Computing at Bond University

1989 Designed the entire risk management and insurance program at Bond University.

1988-1989 Coordinator, Financial Economics, National University of Singapore

1985-1986 Acting Head of the Department, Economics, University of Wisconsin-Parkside.

Editorial Activities

Associate Editor, Bond Management Review 1990-95.

Co-editor, Bond Management Review 1995-96.

Editorial Board Member Arab Journal of Administrative Sciences 2013 to present.

Ad-hoc reviewer

Journal of Risk and Insurance, Risk Management and Insurance Review, Journal of Finance, Journal of Political Economy, Economics Letters, Economic Inquiry, International Economic Review, Journal of Economic Behavior and Organization, Scandinavian Actuarial Journal, Singapore Economic Review, Bond Management Review, Economic Policy, Australian Accountant, Journal of Financial Accounting, Industrial Relations, Cambridge Journal of Pension Finance, Finance India, Manchester School Journal of Economics, Journal of Economics and Finance, Economics Bulletin, Assurances et Gestion des Risques, El Trimestre Economico

Estudios Economicos, Ritsumeikan Journal of Asia Pacific Studies, Journal of Macroeconomics, Economic Record, Arab Journal of Administrative Sciences

Books and Monographs

1. Climate Change: Statistical Analysis of Paleolithic Data Springer (in preparation).

2. Pension Reform in Latin America (with S. Kay and C. Felix) Cambridge University Press, (in preparation).

3. Climate Change and Global Governance (with B. Condon) Oxford University Press, August 2013, ISBN-10: 0199654557.

4. AIDS in a Globalized World. Economic, Financial, Legal and Political Aspects
(with B. Condon) published by Springer Verlag in 2008. ISBN 3540783911, 9783540783916

365 pages.

5. Pension Reform in the Americas (edited with S. Kay) Oxford University Press 2008, ISBN 9780199226801, 0199226806, 425 pages.

6. E Business Process Management (edited with J. Sounderpandian) published by Ideas Group Inc.
January 2007. ISBN 1599042045, 9781599042046, 322 pages.

7. The Indian Insurance Industry: Challenges and Prospects Monograph Published by the
Swiss Reinsurance Company, Hong Kong, 2005, 81 pages.

8. Insurance Regulation in North America: Integrating American, Canadian and Mexican Markets (joint work with B. Condon and J. Sadka), 220 pages, published by
Kluwer Law International, 2003 (ISBN: 90-411-2226-5).

9. Drawing Lines in Sand and Snow: Border Security and North American Business and Economics (joint work with B. Condon) published by
M. E. Sharpe 2003. 230 pages ISBN: 0-7656-1235-6.

10. Retrospective and Prospective Analysis of the Privatized Mandatory Pension System in Mexico (Society of Actuaries Monograph M-RS02-1) the
Society of Actuaries, Chicago, USA, June 2002, 117 pages, ISBN 0-938959-72-7.

11. Pension Reform in Latin America and Its Lessons for International Policymakers
Kluwer Academic Publishers, Boston, Massachusetts, USA, July 2000 (Huebner international series on risk, insurance, and economic security no. 23), 306 pages, ISBN 0-7923-7882-2.

Articles in journals, conference volumes, chapters in books

“La nouvelle génération de réformes des systèmes de comptes individuels de retraite en Amérique latine,”
Revue Française Des Affaires Sociales, 2014/3 n° 3, p. 98-119.

“Transparencia y Rendición de Cuentas en los Sistemas de Pensiones,”
Revista Técnica de la Auditoría Superior de la Federación, Número 7, p. 69-82

“Bayesian Analysis of Unequally Spaced Time Series,” Stochastic Environmental Research and Risk Assessment, Volume 28, 531-553, May 2014.

“The role of international economic law in addressing climate change,” Chapter 8 in
Connecting to global markets: Challenges and opportunities, Volume edited by the World Trade Organization, Geneva, 2014.

“México no causó la influenza AH1N1 en los Estados Unidos”, En
La frontera de los riesgos: Balance y perspectivas, El Colegio de la Frontera Norte, Tijuana, BC (with Bradly J Condon), 2014.

“Social security in India: A patchwork quilt,” in Yukun Zhu ed.
Social Security in BRIC countries, published by the International Labour Organisation, Geneva, 2013.

“Los Países en Desarrollo, el Cambio Climático y los Derechos de Propiedad Intelectual para las Variedades Vegetales”, 2:3
Revista de Derecho Económico Internacional (2012), (with Bradly J Condon)

“A nova geração de reformas de contasindividuais de aposentadoria na América Latina,”
Revista Tempo Do Mundo,vol. 4, no. 2, ago 2012, 87-162.

“Modelling in the spirit of Markowitz portfolio theory in a non-Gaussian world,”
Current Science, September 2012, 666-672.

“El Futuro del TLCAN desde una perspectiva trilateral”, in Arturo Oropeza García, Coordinador,
América del norte en el siglo XXI (México: Instituto de Investigaciones Jurídicas, UNAM, 2011) 417-436 (with Bradly J Condon)

“Managing Unintended Consequences in Regional Aid for Trade Infrastructure Projects: The Case of the International Network of Mesoamerican Highways (RICAM),” (with B. Condon
OECD/WTO (http://www.oecd.org/dataoecd/63/36/46981420.pdf)

“Next Generation of Individual Account Pension Reforms in Latin America,”
Social Security Bulletin, Vol. 71 No. 1 February 2011 (with B. Kritzer and S. Kay), pages 35-76.

“Who is that Masked Person? The Use of Face Masks on Mexico City Public Transportation during the Influenza a (H1N1) Outbreak,” (with B. Condon)
Health Policy (Elsevier), April 2010 (Elsevier), vol. 95, issue 1, pages 50-56.

“Leonid Hurwicz and the term Bayesian as an adjective,” ISBA Bulletin, March-April, 2010, pages 6-12.

“Chronicle of a Pandemic Foretold: Lessons from the 2009 Influenza Epidemic” forthcoming in the
Florida Journal of International Law, University of Florida Law School, April 2010, Volume XXII, 1-30.

AIDS Prevention, Treatment and Legal Rights: Local Strategies for a Global Disease” in
HIV/AIDS - Health Care & Human Rights Approach, Chapter 1 (Amicus Books, 2009) (with B. Condon).

“El Presente y Futuro de TLCAN,” (with B. Condon) in volumen edited by Arturo Oropeza García,
El Comercio Exterior y la Gestión Aduanal en el siglo XXI, 279-298, published by Universidad Nacional Autónoma de México, 2009.

“Diario de la Peste,” (with B. Condon), Nexos, Volume XXXI, June 2009, 29-37.

“Mujeres, Carreras, Ingreso y Retiro” to be Publisher bytheCentro de Estudios para el Adelanto de las Mujeres y la Equidad de Género.CEAMEG, Enero-Febrero 2009, p. 55-62. Camara de Diputados, H Congreso de la Union (Mexican Lower House of Congress).

“Comparativo de Nuevos Sistemas de Capitalización en América Latina,” published by the
State Government of Mexico Biblioteca Mexiquense del Bicentenario.

“Latin America’s privatized pension funds in Mexico compared with elsewhere,”
Benefits & Compensation International April 2009, 3-7.

Financial Risk Management: Of Normal Distributions and Black Swans,
ICFAI Reader Finance 2008 (with R. Karandikar), January 2008, 37-41.

“An investigation into the cost of universal healthcare in Mexico,” in
Well Being and Social Policy Journal, Volume 4, No. 2, 2009.

“Las Patentes para Medicamentos y los Países en Desarrollo” (with B. Condon) in
Temas Selectos en el Derecho de la OMC Cameron MayPublishers, London, 2008.

“Lessons from Pension Reform in the Americas,” (with S. Kay) Benefits Quarterly Third Quarter, 2008, pages 34-39.

“Una Década del Nuevo Sistema de Pensiones en México: Lecciones y Moralejas,” (with M. Yañez),
IMEF Bulletin, No. 3-2008, pages 1-15.

“Cuando el Mundo Voltea a los Planes Nacionales de Retiro: Desde Bismarck hasta Behavioral Economics”,
Actu@rio, Volume 14, no. 1, pages 1-3.

“Putting Pension Reform Into Perspective,” (with S. Kay) Econ South (Publication of the Federal Reserve Bank of Atlanta) Volume 10, No. 1, 2008, pages 1-5.

“AIDS Prevention, Treatment and Legal Rights: Local Strategies for a Global Disease,” (with B. Condon) in
HIV/AIDS Health Care & Human Rights (edited by 
N Sudarshan), Amicus Books, pages 1-45, 2007.

"Pension Reform in Mexico," (with M. Yanez) in Pension Reform in the Americas (edited T Sinha and S. Kay) Oxford University Press 2007, pages 257-285.

"Introduction," (with S. Kay) Pension Reform in the Americas (edited T. Sinha and S. Kay) to be published by Oxford University Press in 2007, pages 6-22.

"E Risk Management" (with B. Condon) in E Business Process Management (edited with J. Sounderpandian) published by Ideas Group Inc. 2007, 267-291. Reprinted in: Electronic Business: Concepts, Methodologies, Tools, and Applications (4 Volumes) Edited By: In Lee, Western Illinois University, USA. Chapter 7.17.

This article is also reprinted in the following book: Selected Readings on Information Technology Management: Contemporary Issues, Edited By: George Kelley, University of Massachusetts-Boston, USA. Chapter XXIII, 424-440. 2009.

"Outsourcing," (with K. Subhadra) in E Business Process Management (edited T Sinha and J. Sounderpandian) published by Ideas Group Inc. 2007, pages 186-203. Reprinted in: Electronic Business: Concepts, Methodologies, Tools, and Applications (4 Volumes) Edited By: In Lee, Western Illinois University, USA. Chapter 5.21.

"E Business Process Management," (with J. Sounderpandian) in E Business Process Management (edited with J. Sounderpandian) published by Ideas Group Inc. 2007, pages 6-12.

"Determinants of Group Health Insurance," (with J. Munoz) ARCH Volume 2007, Issue 1, Society of Actuaries.

"Relationship between Household Saving, Public Saving, Corporate Saving and Economic Growth in India," (with D. Sinha)
Journal of International Development, 2007, Wiley.

“An Analysis of the Evolution of Insurance in India,” Handbook of International Insurance. Between Global Dynamics and Local Contingencies.
edited by J. David Cummins and Bertrand Venard, Springer New York, Chapter 13, 639-676.

"Evaluando diez años de las administradoras de fondos para el retiro" in
La Seguridad Social: Una Década de la Reforma de Pensiones,
Centro de Estudios Sociales y de Opinión Pública, Cámara de Diputados/LIX Legislatura, (MexicanCongress), 73-90, 2006.

“Global Diseases, Global Patents and Differential Treatment in WTO Law: Criteria for Suspending Patent Obligations in Developing Countries,” (with B. Condon)
Northwestern Journal of International Law and Business Fall 2005, Volume 26, No.1, 1-42 (lead article).

"Doing the NAFTA Laundry: Security and Cross-Border Capital Movements," (with B. Condon),
Convergence and Divergence in North America: Canada and the United States
edited by K. Froschauer et al, Centre for Canadian Studies, Simon Fraser University page 387-398.

"Bancassurance in India: Who is Tying the Knot and Why," ARCH Volume 2006, Issue 1, Society of Actuaries, 2006 [reprinted as Chapter 8 in
Bancassurance - Trends and Opportunities Edited by Ravi Kumar V V, ICFAI Press, India, 2007 ISBN: 81-314-0326-2].        

"The Cost of Minimum Pension Guarantee," (with A. Renteria) ARCH Volume 2006, Issue 1, Society of Actuaries, 2006.

"Rainfall Insurance with Derivatives," (with E. Baqueiro) ARCH Volume 2006, Issue 1, Society of Actuaries, 2006. (Reprinted in the
ICFAI Journal of Derivatives Market, July 2006, Volume III, No. 3, 84-93).

"Comparing Different Methods of Calculating Value at Risk," (with F. Chamu)
The ICFAI Journal of Financial Risk Management September 2005, Volume II, No. 3, 60-75.

"Algunos Comentarios sobre Pensiones en México," Actualidad y Futuro de los Sistemas de Pensiones Comisión de Seguridad Social, House of Representatives, Federal Government of Mexico, August 2005, 87-98.

“An Application of Multistage Real Options: International Expansion Strategies of Insurance Companies,” [lead article] (with M. Arredondo)
Revista Mexicana de CienciasActuariales (Journal of the National College of Actuaries), 2005, Volume 1, No. 1, 1-17.

“Pride and Prejudice: Links between the Nominal Exchange Rates of Indian and Pakistani Currencies during 1957-1997,” (with J. Sounderpandian)
Ritsumeikan Journal of Asia Pacific Studies Volume 15, January 2005, 65-82.

“2020 Vision: Insurance India,” Asia Insurance Post February 2004, Volume 4, Issue 7, 19-26.

“The Mother of All Puzzles Would Not Go Away,” (with D. Sinha) Economics Letters Volume 82 (2004), 259-267.

“Statistical Analysis of Market Penetration in a Mandatory Privatized Pension Market using Generalized Logistic Curves” (with V. Guerrero)
Journal of Data Science (Academia Sinica) April 2004, 195-211.

“Strategic Expansion for Insurance Companies: Quantitative Methods Using Real Options,”
ARCH, Society of Actuaries, 2003, No. 1.

“Economic Crises and Health Risk: Evidence from Mexico,” (with I. Hernandez)
ARCH, Society of Actuaries, 2003, No. 1.

“States of India are Not Converging,” (with D. Sinha) Indian Journal of Economics, Volume LXXXIII, No. 328, July 2002, 15-22.

“Transmission of Risk across Stock Markets in Latin America,” (with M. Sanchez)
Mexican Journal of Economics and Finance (Revista Mexicana de Economía y Finanzas) Volume 1, No. 3, 2002, 225-241.

“Can Latin American Experience Teach Us Something about Privatized Pensions with Individual Accounts?” in the
Retirement Implications of Demographic and Family Change Symposium Monograph
(SOA Monograph M-RS02-2) published by the Society of Actuaries in the Web-based monograph series.

“Openness, Investment and Economic Growth in Asia,” (with D. Sinha) Indian Economic Journal,
April-June, 2002, Volume 49, No. 4, 90-95.

“Learning from Latin America: The Case of Personal Retirement Account,”
The Actuary (invited article) Society of Actuaries, March 2002, 7-9.

“Three’s Company: US Borders after September 11,” (with B. Condon) Texas Business Review, February 2002, 1-5.

“Privatization of the Insurance Market in India: From the British Raj to Monopoly Raj to Swaraj,” Chapter 5 in
Economic Institutions in India (London: Palgrave and New York: Macmillan) edited by Parthasarathi Banerjee & Frank-Jürgen Richter, pages 121-137.

“Digesting the regulatory layer cake in the North American insurance market,” (with B. Condon)
Global Reinsurance, December 2001/January 2002, 64-71.

"The Mexican Insurance Sector under the Shadow of the North American Free Trade Agreement (NAFTA)," (with B. Condon)
Journal of Insurance Regulation, National Association of Insurance Commissioners, Washington,
Winter 2001, 207-222.

“Digesting the Regulatory Layer Cake,” Étudeset Dossiers, The Geneva Association, Switzerland, #246, pages 81-93, November 2001.

"An Analysis of an Alliance: NAFTA: Trucking and the US Insurance Industry," (with B. Condon)
The Estey Center Journal of International Law and Trade Policy, Volume 2, No. 2, 235-245.

"Is NAFTA the Trojan horse of the US Insurance Industry?"  with J. Sadka,
Journal of International Insurance, Volume 2, No. 3, 285-320, Kluwer Law International.

"The Role of Financial Intermediation in Economic Growth: Schumpeter Revisited," in
Economic Theory in the Light of Schumpeter's Scientific Heritage (edited by S. B. Dahiya and V. Orati) published by Spellbound Press, India (Chapter 2, pages 63-70) 2001.

"How to Privatize Social Security If You Must: Lessons from Latin America," in
The Power of Leadership in the Knowledge Millennium, International Insurance Society Seminar Proceedings, 111-135. 
This paper was reprinted in a special issue in 2001 of the Journal of International Insurance, volume 2, number 1, 23-52.

"Marketing Compulsory Pension Plans as a Service: Experience from Mexico," (summary paper) with R. Benedict,
North American Actuarial Journal, 2001, Volume 5, Number 1, January 127-128.

"Analyzing management fees of pension funds: A case study of Mexico,"Journal Actuarial Practice, Absalom Press, University of Nebraska Volume 9, No. 1-2, 5-45, 2001.

"Social Security in Mexico: Past, Present and Future," (invited article) the
Actuary, Society of Actuaries, November, 2000, 6-15.

"Menadzment Rizikai Osiguranje," ("Risk Management and Insurance") in
PoslovnaPolitika(Business Policy), Belgrade, Yugoslavia (in Serbian) with B. Ljutic, Volume 29, June 2000, 26-31.

"An Aggregate Import Demand Function for Greece," with D. Sinha, Atlantic Economic Journal, June 2000, 196-209.

"A Primer and Assessment of Social Security Reform in Mexico" with M. Espinosa,
Quarterly Review of the Federal Reserve Bank of Atlanta First Quarter, 2000, 1-23 (lead article).

"Métodos prácticos para obtener la prima del reaseguro de "Stop Loss" en el seguro de vida," (with R. Nava)
Comision Nacional de Seguros y Fianzas, Documento de Trabajo No. 74, julio 1999, 66 pages, Mexico.

"The Internet, Insurance, and Latin America", Texas Business Review
December 1999, 4-5.

"Some Surprising Results of the AFOREs in Mexico," Benefits and Compensation International,
December 1999, 23.

"Critique of Mexico's New Social Security Act," (with E. de Alba)
North American Actuarial Journal(comment on Octavio Maupomé-Carvantes), volume 3, no. 3, July 1999, 98-101.

"Developments in the Mexican insurance Market: Implications for the American Insurers,"
Chartered Insurance Institute Journal - London July 1999, 28-29.

"Aspects of Service Quality of Privatized Pension Plans," (with R. Benedict) in Linda Bock edited volume,
An Industry in Transition, International Insurance Society, New York, 237-285.

"Optimal Paths to Retirement," (with. J. Ojeda) in Insurance: Mathematics and Economics 1999 Conference Proceedings, City University, London.

"The Relationship between Openness and Economic Growth: Evidence from 124 Countries," (with D. Sinha)
Seoul Journal of Economics volume 12, 1999, no. 1, 67-83.

"Performance of Publicly Mandated Private Pension Funds in Mexico: Simulations with Transactions Cost (or, My Pension Fund is Better than Yours: Lies, Damn Lies and Statistics)" (with F. Martinez and C. Barrios-Muñoz)
ARCH (Society of Actuaries) 1999:1, 323-354.

"The Great Pension Reform: AFOREs and the Future of Privatized Retirement in Mexico," in
Texas Business Review, October 1998, 1-4.

"Positive Response to Pension Plan," Life Insurance International (UK), July 6-8, 1998.

"A Look at the Y2K Problem and Questions about its Cost," The Actuary (Society of Actuaries, Chicago), 4-5, June 1998.

"A Review of Privatized Pension in Mexico," Pensions and Investments, September 1998, p. 14.

"Cart Before the Horse? Saving-Growth Nexus in Mexico," (with D. Sinha)
Economics Letters volume 61, no. 1, 43-47 (1998).

"Privatization of Publicly Mandated Retirement System in Mexico: A Scorecard,"IBIS Review
June 1998, 21-24.

"Macroeconometric Modeling of Saving and Investment for MERCOSUR Countries," (with D. Sinha) in
Estudios Económicos, January-June, 1998, Volume 13, no. 1, 57-72.

"The Long Run Relationship between Saving and Investment in India," (with D. Sinha)
Indian Economic Journal 45(1), July-Sept. 1997-98, 118-23.

"Changes in the Rules of the Game: Future of Insurance Business in Mexico," in
International Business Lawyer (London, International Bar Association) January 1998, Volume 26, No. 1, 14-17.

"An Exploration of the Long Run Relationship Between Saving and Investment in the Developing Economies: A Tale of Latin American Countries," (with D. Sinha)
Journal of Post Keynesian Economics, Spring 1998, Volume 20, No. 3, 435-443.

"A Comparison of Development Prospects in India and China" (with D. Sinha)
Asian Economies, Vol. 27(2), June 1997, pp. 5-31.

"Is the Indian Stock Market Related to the Rest of the World?" (with D. Sinha)International Business Strategies for Asia Pacific at the Dawn of the 21st Century Conference Proceedings of the Academy of International Business (edited by James Willis), 1997, 296-300.

"The Relationship Between Saving and Investment in India," (with D. Sinha)
International Business Strategies for Asia Pacific at the Dawn of the 21st Century
Conference Proceedings of the Academy of International Business (edited by James Willis), 1997, 291-295.

"Openness and Economic Growth in India," (with D. Sinha) Indian Journal of Economics
July 1996, 115-125.

"An Empirical Investigation into the Relationship Between Openness and Economic Growth: Evidence from Asia," (with D. Sinha)
International Review of Economics and Business, April 1996, 359-70.

"Retirement Decision of Men and Women: A Preliminary Analysis" (with R. Benedict)
Early Retirement (Australian Government Publishing Service, Canberra), 1996, 217-236.

"How have the Retirement Patterns Changed in Industrialised Countries and What can We Learn from them?" (with D. Sinha)
Early Retirement (Australian Government Publishing Service, Canberra), 1996, 237-254.

"Pecuniary Aspect of Risk Taking: Are Singaporeans More Risk Averse than Americans?" in W.H. Loke (ed.)
Human Judgement and Decision Making, Scarecrow Press, New York 1996, 139-148.

"Lessons from Barings," Chartered Accountants Journal Volume 74, No. 7, August 1995, 20-23.

"Financial Deregulation in India," (with D. Sinha) in Regional Integration and Global Competitiveness (edited by Greg Tower) Conference Proceedings of Academy of International Business (1995), 389-394.

"India: Privatisation and Liberalisation in a Trillion Dollar Economy," (with D. Sinha) in
Regional Integration and Global Competitiveness (edited by Greg Tower) Conference Proceedings of Academy of International Business (1995), 469-474.

"Medical Education using Internet," Australasian and New Zealand Association for Medical Education Bulletin Volume 22, Number 4, October 1995, 20-30.

"Relationship between Latitude and Melanoma Incidence: International Evidence," (with R. Benedict)
Cancer Letters(Elsevier Scientific Publishers) Volume 99, 1996, 225-231.

"Doing Business in India," (with D. Sinha) in theInternational Business Lawyer (1995) Volume 23, No. 5, 213-219. Published by the International Bar Association, London.

"Western Accounting Methods and Western Accounting Firms in China: Why They are Needed Now"
Management Accounting (London) May 1995, 18-19.

"Small Business and Changes in Superannuation," (with R. Benedict) Accounting Forum December 1994, Volume 18, No. 3, 31-46.

"Artificial Neural Networks: A New Tool for Fund Managers," (with C. Tan)
JASSA (Journal of the Securities Institute of Australia) September 1994, 30-31.

"Opportunities in India: Consequences of Liberalisation and Globalisation," (with D. Sinha)
Journal of International Marketing November 1994, 2-10.

"Using Artificial Neural Networks," (with C. Tan) Professional Investor Blackwell Publications, London October 1994, 28-29.

"Incidence and Deadweight Loss from Superannuation Guarantee Charge," (with D. Sinha)
Economic Papers (Journal of the Economic Society of Australia), Volume 13, No. 3, September 1994, 23-29.

"Artificial Neural Networks," Contingencies published by the American Academy of Actuaries Washington, DC Volume 6, No. 6, November/December 1994, 66-68.

"Modelling Superannuation," (with R. Benedict, C. Hollis and J. Smith)
Quarterly Journal of the Institute of Actuaries of Australia June 1994, 6-27.

"An Integrated Conceptual Model of Age Pension and Superannuation," Proceedings of the Second Colloquium of Superannuation Researchers
(edited by David Knox).

"Prospect Theory and the risk and return relationship: Another look" Journal of Economic Behavior and Organization
July 1994, 225-231.

"Effects of Airline Deregulation in Australia," (with D. Sinha) World Competition: Law and Economics Review
(Geneva) Volume 17, No.4, June 1994, 81-95.

"The Real Cost of the Superannuation Guarantee Charge," Australian Accountant April 1994, 24-26.

"Making Optimal Renting Decisions," Real Estate Review (New York), Summer 1994, 71-74.

"Risk and Return Relationship: A Behavioral Perspective," in the Fourth International Symposium of Actuarial Applications in Financeedited by James Tilley, Society of Actuaries, Volume 1, 195-215, 1994.

"Artificial Neural Networks: An Introduction for Actuarial Applications,"
Digital Doings (Society of Actuaries, Chicago) January 1994, 1-11.

"Modelling Superannuation: Cash Flows, Influences and Gaps in Perception." (with R. Benedict, C. Hollis, and J. Smith) 
Proceedings of the Australian Taxation Office Conference on Compliance, Canberra, Australia, December 1993.

"How Small Business Perceives the New Superannuation Guarantee Charge," (with R. Benedict)
Proceedings of the Australian Taxation Office Conference on Compliance, Canberra, Australia, December 1993.

"Airline Deregulation in Australia" (with D. Sinha) JASSA (Journal of the Securities Institute of Australia) September 1993, 32-36.

"Superannuation and Small Business," (with R. Benedict) (Chapter 7) Current Issues in Superannuation edited by David Knox, Longman Professional Publishing: Melbourne, 1994.

"Reply: (Risk aversion and rational insurance purchase in the long run)"
The Actuary November 1992, p. 15.

"What Small Business Thinks about Superannuation Guarantee Levy" (with R. Benedict)
Insurance Record October 1992, p. 23-24.

"Risk/return relationship" JASSA (Journal of the Securities Institute of Australia) September 1992, p. 30-33.

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